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I’m a single parent with two jobs
If you have alternative sources of income, we can help
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Bluestone have more flexibility than mainstream lenders when it comes to income sources and employment history
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We’re flexible with the types of income we accept, including casual income, child maintenance and Working For Families Tax Credit
- Borrow up to $2m*
- Borrow up to 80% of the value of your property*
- No Lender Mortgage Insurance (LMI), which could save you thousands
- Use your home’s equity to get $500,000 cash out on your loan (for full documentation loans)
- Unlimited debt consolidation available, including IRD debt, business loans and loans from private lenders
- Self-employed eligibility from 1 year NZBN, 1 day GST
- Simple self-employed income verification with a customer declaration and either 6 months business bank statements OR 6 months GST OR Accountants Letter
*Subject to location, LVR and product selected
Subject to credit assessment and lending criteria.
Terms and conditions apply. Risk fees may apply.
Choose a home loan rate option that works for you
Variable rates from
6.69%Variable rate
6.75%Comparison rate**
Subject to credit assessment and lending criteria.
Terms and conditions apply. Risk fees may apply.
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Bluestone specialist support
We’re here to help. Simply leave your details and query and we’ll get back to you within business hours.