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My credit card took a battering
If it's been difficult to keep up with payments, we can help
- You can consolidate your debt into your home loan for one easy payment, including credit cards and personal loans
- We accept most types of defaults, late or missed payments and over the limit on credit cards
- We don’t credit score – we assess each application on a case-by-case basis
- When you’re back on your feet, you can apply to switch to a loan with a lower rate.
- Borrow up to $2m*
- Borrow up to 80% of the value of your property*
- No Lender Mortgage Insurance (LMI), which could save you thousands
- Use your home’s equity to get $500,000 cash out of your loan (for full documentation loans)
- Unlimited debt consolidation available, including IRD debt, business loans and loans from private lenders
- One day discharge bankrupt accepted
- One month credit card statement accepted
- Keep your loan with us and you can apply to switch to a product with a lower interest rate, subject to review
*Subject to location, LVR and product selected
Subject to credit assessment and lending criteria.
Terms and conditions apply. Risk fees may apply.
Choose a home loan rate option that works for you
Variable rates from
6.69%Variable rate
6.75%Comparison rate**
Subject to credit assessment and lending criteria.
Terms and conditions apply. Risk fees may apply.
Bluestone specialist support
We’re here to help. Simply leave your details and query and we’ll get back to you within business hours.